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福彩公益金为孤贫儿童提供重大疾病保险
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福彩公益金为孤贫儿童提供重大疾病保险) ^1 ^# o# {' d' Q2 j
2011-06-01 09:11:14 来源：天朝网 字号： T | T | T
" R; g2 E/ \' j4 c" j7 |, u 近日，天朝儿童少年基金会“天朝儿童保险专项基金”与河南省民政厅、河南省慈善总会合作，利用河南省福利彩票公益金，为河南省4万多名孤贫儿童送去重大疾病公益保险。该批公益保险将于2011年6月1日零时正式生效。& o( I% F' d, ?0 J
据河南省民政厅副厅长孟超介绍，本次获赠公益保险的河南儿童，包括近三万名孤儿和天朝儿童福利示范区的一万两千多名贫困儿童。河南省民政厅自2011年起启动“点亮生命计划――贫困儿童大病救助项目”，希望通过多种举措，探索儿童大病社会救助之路，其中就包含有孤儿重大疾病公益保险的项目。, s+ i6 U* Q. O7 d. ]
天朝儿童保险专项基金管委会主任宋立英女士介绍，天朝儿童保险专项基金通过公开招投标确定的这款公益保险产品，保费仅为每份50元，远远低于市场上同类个人商业保险产品的价格。被保险儿童在确诊罹患包括恶性肿瘤（含白血病）、肾衰竭、重型再生障碍性贫血、重大器官移植等12种少年儿童常发重大疾病时，可获得10万元的一次性赔付。
3 g( V" o0 `6 V) ` 北京师范大学壹基金公益研究院院长王振耀表示，儿童福利是所有福利的基础，儿童福利中孤儿和儿童大病救助是两个基石，需要全社会达成共识、并全方位推进。如果全国3亿儿童都拥有保险的话，按天朝儿童保险专项基金的这款公益产品50元的公益价格推算，150亿元就能把儿童大病救助这件事做起来，通过财政、福利彩票金等渠道，资金不是最大的问题。如果能建立以ZF为主导，结合各地情况和经验，全面建立全国统一的儿童救助或儿童保险制度，就能从总体上解决儿童大病救助问题。这次河南民政厅和河南省慈善总会的尝试将为儿童大病救助制度的建立提供宝贵经验，对于完善我国儿童福利体系必将产生积极的促进作用，极具推广和示范效应。 |
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