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[lastpost] => 2769676 可逆交易引发中心化争议：Circle开出后悔药“”，市场会买单吗？（转） 1759071986 不洗脸都帅
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随着个人财富的增长，越来越多的人开始关注理财，而理财规划师也成为一个热门职业，不少人想要考取理财规划师证，那么，取得理财规划师证书之后有哪些好处呢？
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3 E% q: J2 W* D/ ~& j! l考取理财规划师证书， 高薪就职有保障 9 G' x" t8 M1 `
! ^2 x8 Q; R* n6 |6 e理财规划师作为时下最火热最吃香的职业之一，其薪资待遇也是分为好几等的。据深圳人才市场数据显示，理财规划师平均工资是税后15360元，最低工资也达到了8500元，最高工资则没有封顶，大部分都是12000元左右，而且目前人才市场上理财规划师人才也是奇缺。 ' b$ e G" n0 j) b4 [6 w! g7 u/ ?
3 e6 r% y% g/ z& F2 S' M" U高薪是我们追求的物质需求，有了高薪才有可能追求我们更高的需求，就像我们经常说的那句话：经济基础决定上层建筑。
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理财规划便于实现教育期望
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教育为人生之本，时代变迁，人们对受教育程度要求越来越高。再加上教育费用持续上升，教育开支的比重变得越来越大。我们更加需要及早对教育费用进行规划，通过合理的财务计划，确保将来有能力合理支付自身及其子女的教育费用，充分达到个人(家庭)的教育期望。
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9 }5 e- k8 d6 i* M2 y/ @知识永远都是可以创造财富，知识可以改变命运，这是千百年来的道理。通过理财规划可以让你有机会学习。 . e& T# o1 }. @4 y+ \
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1 |3 G4 H; O7 N/ u必要的资产流动性 ) |1 Z$ t0 n0 m7 o: J9 n, O
' _) g# y1 k. \$ l/ w4 p! B个人持有现金主要是为了满足日常开支需要、预防突发事件需要、投机性需要。个人要保证有足够的资金来支付计划中和计划外的费用，所以理财规划师在现金规划中既要保证客户资金的流动性，又要考虑现金的持有成本，通过现金规划使短期需求可用手头现金来满足，预期的现金支出通过各种储蓄或短期投资工具来满足。 1 N) Q4 b8 V2 z4 f4 G! j6 ^
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" h) T! ]; k4 r' [4 b% `7 x/ _风险保障让你面对突发事件处变不惊 $ C; n* F7 ~2 V- V& {1 w
7 n5 p* u3 r. q; c% e& E在人的一生中，风险无处不在。只要你掌握了专业的理财规划技巧，通过风险管理与保险规划做到适当的财务安排，将意外事件带来的损失降到最低限度。理财规划，规划好自己的生命保险，让自己未来一切无忧。
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% r( k8 o8 z) r& V0 P7 H- i' [保持收支结构大体平衡 " W* r" M( }! s9 B$ _$ Q4 r
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个人理财目标的首要目的并非个人价值最大化，而是使个人财务状况稳健合理。在实际生活中，减少个人开支有时比寻求高投资收益更容易达到理财目标。通过消费支出规划，使个人消费支出合理,使家庭收支结构大体平衡。
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这个对于大多数家庭是有用的。收支平衡，可以保证自己的日常生活的开支。 ( }- y. N4 i& i0 w
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合理的纳税安排，让你过上优质生活
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准球王梅西曾因为偷税漏税问题给西班牙税务局盯上，最后不但要补缴漏税金额，还要罚款1000万欧元，甚至差点就要遭受牢狱之灾。
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9 u8 o! ]; `9 D$ F- g4 p这个小故事告诉了我们：纳税是每一个人的法定义务，但纳税人将自己的税负减到最小。为达到这一目标，懂得理财规划的人会通过对纳税主体的经营、投资、理财等经济活动的事先筹划和安排，充分利用税法提供的优惠和差别待遇，适当减少或延缓税负支出。 0 o+ y5 Z0 i& @: ]+ z$ D
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合理的理财规划，可以让提高你的人生的节奏，不管是生活，教育，家庭还是未来，都是一笔巨大的规划财富，而这一切都来于理财规划。
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7 }/ H/ _+ Z3 H/ P/ x来源：金色财经 |
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