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[虚拟币交流]
交易所OTC方式的交易是失败的，那么如何解决这个行业痛点？（转载）
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昨天聊了交易所OTC方式的交易是失败的，那么如何解决这个行业痛点？
( A, M: K L! C# p% E# H
有没有让B端（商家）赚钱，用户安全交易的模式？能照顾到所有散户、大户的安全出U方式？ % w* q8 o2 R3 N3 Z
这时候U卡成功推出，最开始由paytend公司推出的万事达U卡就解决了行业痛点，这个U卡是1.0版本，功能主打就是充U进卡里，全球ATM机可以取现。 2 m6 j! Q6 ]0 i3 \2 g; @
本来这是一个划时代的产品，非常牛逼了，解决了行业痛点。
6 J% S+ x( A% [9 y但是公司管理混乱、代理商乱宣传、公司私自暂停推广佣金、没有客户服务、充U不到账客服什么都不懂，没有人处理问题，导致没人愿意跟他玩了。
! H( a( L, X2 W8 f! E而现在，各大竞争对手的U卡纷纷出市，包括火必前段时间就宣传过推出自己的品牌，虚拟卡做得比较好的就是depay了，但是这是虚拟卡，绑定支付宝很容易被风控，这不是严格意义上的U卡，大额也不能安全变现。 r5 ~( `! J4 b7 L
我们想象一下正规、牛逼、跨时代的U卡是怎么样一个应用场景。 % b4 i8 ^' l+ E( a9 m. t7 |/ j
首先，充值U进去，起码必须得可以在任何ATM机上大额取现，这是最基础的功能。
. T9 d) X7 T8 E9 Q4 S第二各种消费场景都能满足消费，并且不能有手续费，你想想一下，在便利店买包香烟、口香糖，出示U卡APP付款码，直接商家扫描你二维码，扣掉U。
6 T) L3 I1 f1 z4 L如果能做到，并且他拥有： * ~7 c* C( k# E- i% p
全球ATM取款 9 P, A' a) ~( o4 {2 y, o2 w4 _
全球网上消费
* e2 k, p" j9 p" `/ E全球商店消费（POS）零费率
' Y; {# ` Q# e# p5 P+ B$ J7 e, k5 y9 z全球转款卡转卡功能
5 O& c7 F( I3 R- J# ~# J真正做到了惩戒人员、老赖、安全出U所有人都能无缝对接的使用场景。
& F" S- h' d" l9 t7 y你觉得你愿意花多少成本弄一张？ % |6 j" u* f7 x
可惜目前还是没有这样划时代的东西。 0 ?( S" t, ?$ P }
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